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Lease Accounting (ASC 842)

ASC 842 requires lessees to recognize virtually all leases on the balance sheet as right-of-use assets and lease liabilities, distinguishing between finance leases and operating leases.

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Explanation

Under ASC 842, lessees classify leases as either finance leases (similar to the old capital lease) or operating leases. Both types result in a right-of-use (ROU) asset and a lease liability on the balance sheet. The key difference is in expense recognition: finance leases front-load expense through amortization and interest, while operating leases recognize a single straight-line lease expense.

Lessor accounting remains largely unchanged from ASC 840, with sales-type, direct financing, and operating lease classifications. Short-term leases (12 months or less) may be exempt from balance sheet recognition. The standard also addresses sale-leaseback transactions, lease modifications, and variable lease payments.

Key Points

  • Both finance and operating leases go on the balance sheet for lessees
  • Finance leases: amortization + interest expense (front-loaded)
  • Operating leases: single straight-line expense
  • Short-term lease exemption for leases of 12 months or less

Exam Tip

Know the criteria that distinguish a finance lease from an operating lease, and how each affects the income statement and balance sheet differently.

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